Loan Calculator
Estimate your monthly loan payment, total interest and total cost from the loan amount, interest rate and term. Works for car loans, personal loans and mortgages.
🔒 Runs 100% in your browser — nothing is uploaded
About the loan calculator
Estimate the monthly payment on any fixed-rate loan — a car loan, personal loan or mortgage — along with the total you'll repay and the total interest over the life of the loan. Enter the amount borrowed, the annual interest rate and the term in years. The figures shown are principal and interest only and are for estimation; your lender's exact terms may differ.
Frequently asked questions
How is the monthly payment calculated?
It uses the standard amortizing loan formula: M = P · r · (1 + r)^n / ((1 + r)^n − 1), where P is the principal, r is the monthly interest rate, and n is the number of monthly payments.
Does this include taxes, insurance or fees?
No. This gives the principal-and-interest payment only. Taxes, insurance and fees vary and are not included.
Is my information saved?
No. The calculation runs entirely in your browser and nothing is stored or sent anywhere.